Getting Affordable Dental Care With Dental Insurance
When it comes to maintaining a healthy smile without draining your wallet, dental insurance can be a game changer. Whether you’re managing routine care or planning for more complex treatments, having coverage makes a big difference in what you pay out of pocket. If you’ve been searching for a dentist Irving Texas families trust for affordable care, understanding how dental insurance works is the first step.
At Advanced Dental Care of Las Colinas, we know how important it is to make quality care financially accessible. That’s why we work with many insurance providers, including major companies like Cigna, to help our patients maximize their benefits and keep their dental care on track.
What Dental Insurance Typically Covers
Most dental insurance plans are structured to prioritize preventive care, helping you avoid bigger problems and bills down the road. While coverage can vary depending on your provider and plan, most include:
- Preventive care: Dental cleanings, exams, and routine X-rays are usually covered at 100 percent. This encourages regular checkups and helps detect issues early.
- Basic procedures: Fillings, extractions, and periodontal treatments are generally covered at 70 to 80 percent.
- Major procedures: Crowns, bridges, dentures, and root canals might be covered at 50 percent, depending on the plan.
- Orthodontic care: Some plans include partial coverage for orthodontic treatments, including braces and clear aligners, though this often comes with an age restriction or lifetime maximum.
Understanding what your specific plan covers allows you to plan your treatment timeline and finances accordingly. Our experienced team is happy to review your insurance benefits and help you make the most of them.
How We Help You Use Your Dental Insurance
Our front office staff has years of experience working with dental insurance providers. We’ll verify your coverage before your appointment and provide an estimate of what your insurance will cover. We also handle the paperwork so you can focus on your oral health instead of dealing with forms.
We are in-network with many PPO dental insurance providers, including Cigna, which is one of the most widely used dental insurance companies in the country. If you’re unsure whether your plan is accepted or whether we’re in-network for you, just give us a call. We’ll be glad to check your benefits and explain what to expect.
Even if we’re not in-network with your provider, we can still file claims on your behalf to help you receive reimbursement for out-of-network benefits.
What About Services Not Covered?
There are some treatments, such as cosmetic procedures, that are not usually covered by dental insurance. This includes services like teeth whitening or elective veneers. However, we can help you explore other payment options if you’re considering a cosmetic procedure. Many patients opt to use flexible financing plans or Health Savings Accounts (HSAs) to cover services that aren’t part of their insurance plan.
Some medically necessary procedures may still be partially covered even if they improve appearance. For example, dental crowns and implants might be partially covered when they’re used to restore damaged or missing teeth, which can also improve oral function. At our dental office, we never want the cost to prevent you from getting the treatment you need. We’re here to help you navigate your insurance and budget in a way that works for your smile and your peace of mind.
Choosing the Right Plan for Your Needs
If you’re currently shopping for dental insurance or considering switching plans, it’s important to think about:
- Annual maximums: Most dental plans have a yearly cap on how much they’ll pay. If you’re planning on major work, make sure your plan has a reasonable maximum.
- Waiting periods: Some plans have waiting periods for non-preventive services. If you need immediate treatment, look for a plan that waives this or offers shorter wait times.
- Network: Sticking with in-network providers will give you the best rates. Make sure your preferred dentist Irving Texas patients already love is included in your plan.
- Deductibles and copays: Know what you’ll be expected to pay upfront before coverage kicks in.
If you’re unsure which plan is best, we’re happy to offer guidance based on your typical dental needs and long-term goals.
Don’t Let Benefits Go to Waste
One of the biggest mistakes patients make is letting their dental benefits expire unused. Most plans reset annually, and unused benefits don’t roll over. If you haven’t had your cleanings or checkups this year, now is the time to book. Preventive care is often fully covered, and it can catch small issues before they become costly problems.
It’s also worth scheduling any restorative work before the end of your benefit year. This way, you avoid wasting benefits you’ve already paid for through your premiums.
Affordable Dental Care Starts Here
Our team at Advanced Dental Care of Las Colinas believes everyone deserves a healthy smile, and that means providing high-quality care that works with your budget. Whether you’re using Cigna or another dental insurance provider, we’ll walk you through your options and make sure you get the best value from your plan.
As a trusted dentist Irving Texas families depend on, we’re proud to offer transparency, flexibility, and guidance every step of the way. Our goal is to ensure you receive top-notch dental care without financial stress.
Take Advantage of Your Dental Insurance Today
Ready to make the most of your dental benefits? Contact Advanced Dental Care of Las Colinas to schedule your next appointment. We’ll help you understand your insurance, explore financing if needed, and keep your oral health on the right track. Affordable dental care is closer than you think. Let’s get started.
